Products & Services
NLMA Physician Care Network
The NLMA Physician Care Network (PCN) is committed to providing physicians with health programs that offer health promotion, prevention and crisis intervention services related to the physical and mental health of physicians.
The NLMA Parental Leave Allowance provides partial income replacement for physician parents regardless of their payment modality, who take temporary leave following the birth or adoption of their child. Eligible fee-for-service (FFS) and alternative payment plan (APP) physician parents can apply to receive $1,200 per week for a total of 17 consecutive weeks. FFS and APP physicians may also bill/earn up to $1,500 per week while receiving the parental leave allowance in recognition that overhead costs for a private office may continue throughout the period of parental leave. For salaried physician parents, the allowance provides a “top up” to Employment Insurance parental leave benefits to a combined maximum of $1,200 per week for a total of 17 consecutive weeks.
Investment & Financial Services
The NLMA Group Registered Retirement Savings Plan (RRSP), administered by MD Financial Management, provides salaried members who are employees of the Government of Newfoundland and Labrador with a group RRSP. Contributions are based on bi-weekly contributions of five per cent by the employer and five per cent by the employee, deducted automatically from salary (subject to the yearly maximum contribution level). These contributions are forwarded directly to the NLMA Group RRSP and invested by MD Financial Management according to the physician’s instructions. Please contact MD Financial Management at (709) 726-2136 or (800) 229-1798, or visit www.md.ca.
Personal Insurance Programs
As a member of the NLMA you are eligible to apply for coverage with OMA Insurance. Whatever your insurance need, their non-commissioned team offers relevant insurance advice, service and solutions to meet the unique needs of physicians and their families, at every stage of your career. OMA Insurance provides complete solutions to protect your assets, protect your lifestyle and protect your business such as Life, Disability, Critical Illness, Health & Dental and Professional Overhead Expense insurance. Knowing the concerns you face at every stage allows OMA Insurance advisors to provide you with the best advice on what you need, when you need it. Please contact OMA Insurance at (800) 758-1641 or [email protected], or visit www.omainsurance.com.
In partnership with OMA Insurance, the NLMA offers an optional benefits program which addresses the needs of Atlantic based physicians. This bundled plan consists of $50,000 Group Critical Illness (CI) and Health or Health Plus. There is no medical evidence required for new NLMA members who enroll within ninety days of receiving their personalized offer. Members may also apply for optional coverage such as Dental, Dental Plus and additional Group CI for yourself and your spouse. Please contact OMA Insurance at (800) 758-1641 or [email protected], or visit www.omainsurance.com.
Take full advantage of your NLMA membership with privileged access to the TD Insurance program, which provides savings through lower preferred insurance rates. You’ll also enjoy the outstanding customer service you deserve, with knowledgeable representatives who are always ready to help. Did you know that a recent study conducted by TD Insurance showed that, on average, professionals who have home and auto insurance with them save $400? They have been serving professionals like you for 65 years. Please contact TD Insurance at (866) 745-2045, or visit www.tdinsurance.com/nlma.
The NLMA has partnered with Saegis, a subsidiary of the CMPA, to offer members a free one-year subscription to the Saegis Shield for physicians with community practices and their staff. Saegis Shield is a comprehensive, accredited, online cybersecurity and privacy education program that addresses the unique needs of Canadian health-care environments.Participation in the program allows members to earn up to 30 credits from their respective college for completing the year-long course, and many of the training sessions take only 15 minutes to complete.
Physician Leadership Bursary Program
Through the generous support of the Canadian Medical Association, the NLMA is offering a Physician Leadership Bursary to members. The bursary provides funding for the purpose of enrollment in multiple physician leadership and professional development opportunities that are aligned with the NLMA’s mission and values. Successful bursary applicants will receive up to 90 per cent of the direct tuition/registration costs for the programs they enroll in. The goal of the program is to provide NLMA members with the tools and techniques to be more impactful leaders in their community, their organizations, their province, their association and the profession.
NLMA members regardless of age or practice status are entitled to a free one-year membership in the Canadian Association of Retired Persons (C.A.R.P.). C.A.R.P. has assembled a unique portfolio of “members-only” discounts and added value offers from leading brands – close to 100 separate savings which can easily add up to hundreds, even thousands, of dollars a year.
Scholarships & Bursaries
The Physicians’ Legacy Foundation of Newfoundland and Labrador is a registered charity administered by the NLMA and overseen by physicians. Each year, the generosity of donors provides scholarships and financial assistance to medical students and residents attending Memorial University. Donors help ensure that medical education is accessible to deserving students regardless of their financial means.
Keeping Members Informed
The NLMA provides a range of electronic services with the goal of delivering membership services in a more effective, immediate and efficient manner. The President’s Letter is published on a regular basis to keep members informed and up-to-date about emerging issues. Other bulletins and notices on upcoming events or information alerts on issues of interest to physicians are published on an as-needed basis. Members are notified of new and important items on the NLMA website and through the NLMA Update, delivered regularly to their email.